Thanks Bryan.
I'm a "user" of my equipment, cars, house, etc... I do not polish and shine things.

So, my definition of "usual wear and tear" is probably more used than most people's - but I don't think any of the scratches are too bad.
I guess we'll see what happens.
Do they give you a new one right there, or do they mail it to you? (I know - I was lucky to never have had to do this before now with the Storm. LOL such a noob!)
I do think I'll wipe and then install the defaults back onto the phone before I take it in though.