Well time for another wonderful BlackberryOS app review! This time we have Mobile Checkbook 4.0 by MobaTech. Here is a description of the new 4.0 features and the app itself:
Mobile Checkbook 4.0 has arrived! The #1 ranked personal accounting app in the BlackBerry App World is loaded with new features that make managing your money easier than ever. If you have ever had trouble keeping track of your account balances, then the best-selling Mobile Checkbook is for you!
Mobile Checkbook lets you record transactions as they happen, reconcile your balances at any time and schedule recurring transactions on the go. With this powerful application, you will never again be without your accurate, up-to-date account balances! Whether you're in the car, at a restaurant or out shopping, Mobile Checkbook gives you immediate access to your current account information from anywhere at any time. Mobile Checkbook transaction lists can be exported to your e-mail inbox with optional XLS and QIF attachments for off-phone data backup. Supports an unlimited number of accounts and multiple currencies, including US Dollar, Pound Sterling, Euro, Indian Rupee and more!
Record account transactions on the go.
Mark Transactions as 'Cleared' and quickly view your Available Balance vs. Cleared Balance
Schedule Recurring Transactions for any account
E-mail transaction lists to your personal computer for storage off of your phone.
Easily 'Transfer Funds' between two Mobile Checkbook accounts
View past transactions including date, time, payee, memo and check number.
Modify, purge or delete transactions at any time.
Maintain an unlimited number of accounts.
Enable PIN Code Protection for additional security
Choose from multiple currencies or add new currencies at any time
Export your transaction lists in HTML, Excel(XLS) or Quicken(QIF) format.
View your total withdrawal & deposit amounts to compare saving vs spending.
Mobile Checkbook 3.5 has been my solution to keeping track of my expenses for a little less than a year. Now with Mobile Checkbook 4.0 only more of my wishes have come true. This app is small and light on the memory, no leaks at all! Taking a moment to speak about Mobatech's support on a personal level; I had trouble getting version 4.0 downloaded to my phone. I emailed Mobatech and within 2 hours they had me up and going. They were very helpful with getting everything corrected. Being a consumer myself, the biggest thing for me is how I am treated by a company, and Mobatech wins that easily.
For any of you that have run Mobile Checkbook prior to 4.0, will know that one of the largest problems was if you wanted to take money from one account to another it was more work than it was worth. You had to withdraw from one account deposit to the other, but that is no more. Now with 4.0 you can just use the transfer funds option. You talk about easy and wonderful. I have 4 accounts I use and one is an expense account. So I move money back and forth a lot. This has become much easier for me to track. The next thing I am going to discuss is the one thing that sold me on this app to begin with. The ability to export your transaction list to your email as a .xls. This is a huge feature, allowing you to print or store you transactions against those of your banks, or in my situation double checking receipts for my expense’s.
Now on to some of the new features, one of the new ones I really like is cleared balance VS. available balance. This is great when you have written out checks and are unsure of what you have compared to what you should have. The best example I can give is I wrote out a check for my car payment that wasn’t due for almost a month, I ended up needing that money for something else. Knowing that I had the money there and could later access my online banking to transfer my funds, gave me peace of mind. Remembering to balance my mobile checkbook was all that was left to do. Another one that will be useful to many is the viewing total withdrawn VS. deposited. I personally use an app on my PC to do this but the ability to track spending and incoming money to give you your total savings ability or in my case seeing how much your are not saving lol. The new PIN feature is great for all the obvious things, like if your phone gets stolen or someone trying to hack to see how much money you have in your accounts. I use it when I buy my wife her Christmas presents. Now I can lock my transactions with my PIN and she can’t pry in to know what I have bought. It's sneaky, but this way I can make she is surprised on Christmas day!
Ok, well we have come to the end of my review of this wonderful app. So as you all know its time for my star rating. This app with all of its features and abilities has earned a positive 4.5 out of 5 BBOS stars! The only thing I would ask that this app can do is link to an actual bank account. Now as a Christmas special Mobatech and BBOS are giving away 5 copies to BBOS members! Click the link below for a chance to win!